www.mellapayy.com|MellaPay LLC|Send Money With Confidence
How It Works

Sending Money Through MellaPay

MellaPay's transfer process is designed to provide clarity, security, and compliance. Follow these simple steps to send money to your loved ones.

Payment Infrastructure

Professional Money Transfer Flow

A clean and easy-to-understand architecture for how MellaPay moves funds from you to your recipient in Ethiopia - fast, secure, and compliant.

MellaPay App

Customer-Facing Frontend

Mobile app or web interface where users sign in, verify identity, enter recipient details, choose payment method, and send money.

User registration and login
KYC / identity verification
Recipient management
Transfer amount and FX quote
Payment method selection
Transfer tracking
MellaPayMellaPay

Worldpay

Processor + Gateway

Secure payment layer that collects card or bank payment details, tokenizes them, authorizes transactions, and connects MellaPay to payment rails.

Card and payment acceptance
Fraud screening
Tokenization and PCI support
Authorization and settlement
Chargeback and dispute handling
API connection to MellaPay backend
WP
Worldpay

Mastercard Network

Money Movement Rail

Mastercard acts as the payment network that carries approved money movement instructions securely and at scale across participating institutions.

Global card network connectivity
Mastercard Send/remittance capabilities
Fast transfer routing
Trusted network infrastructure
Cross-border connectivity
Scalable payout delivery
Mastercard

Your Transfer Journey

You Sendvia MellaPay
Secure Processingvia Worldpay
Global Transfervia Mastercard
Recipient GetsETB in Ethiopia
$3.50
per $100 (3.5%)
256-bit
SSL Encryption
24/7
Transfer Tracking
Fast
Delivery to Ethiopia
01

Create or Access Your Account

Customers may create an account or access an existing account to begin a transaction. Basic customer information may be required to comply with regulatory requirements.

  • Provide your personal information
  • Verify your email address
  • Set up secure login credentials
  • Complete identity verification
02

Enter Transfer Details

Customers provide the information required to process the transfer, including sender and recipient details.

  • Sender information
  • Recipient information
  • Destination country
  • Transfer amount
  • Payment method selection
03

Verification and Compliance Review

MellaPay may perform identity verification and transaction screening procedures designed to comply with legal and regulatory requirements.

  • Sanctions screening
  • Fraud prevention checks
  • Identity verification
  • Compliance controls
04

Payment and Processing

Once the transaction is approved and payment is received, the transfer is processed using available payment rails or payout partners.

  • Secure payment processing
  • Real-time transfer initiation
  • Partner network routing
  • Status tracking enabled
05

Delivery and Confirmation

Funds are transmitted to the recipient through the selected payout method, and confirmation information is recorded.

  • Recipient notification
  • Delivery confirmation
  • Transaction receipt
  • Support available if needed
FAQ

Frequently Asked Questions

Find answers to common questions about sending money with MellaPay

Ready to Get Started?

Create your free account and start sending money to your loved ones today.